
Building a Home
Things to Consider First
- New home construction can be enjoyable and challenging.
- Is it the most cost-effective for you to build?
- On average, it takes 9-12 months to build a new home start to finish.
Financing
- Construction loans have higher interest rates than a standard mortgage.
- Buyers are expected to put down 20-25% of the construction costs.
- Some home building companies have architects to help with the build. This fee can be up to 5-15% of the project costs.
- It takes time and energy to plan and build a new home on your part as well.
Finalize Construction Plan
- Meet with your builder to review, align on, and finalize your home’s construction plans.
- Confirm all design details to ensure everything matches your vision and expectations.
- Once plans are finalized, financing proceeds with loan approval and appraisal.
Laying the Groundwork
- Survey and stake the lot to define property lines and the precise layout of your home.
- Mark excavation areas to ensure accurate placement and construction readiness.
- Prepare the site so the ground is properly set for the start of building.
Building the Foundation
- Excavate the site to prepare for the basement or foundation.
- Pour concrete footings to ensure strength and long-term stability.
- Construct foundation walls that provide durability and support for your home.
Framing the Structure
- Complete structural framing to shape the layout of your home.
- Install roofing to protect the structure from the elements.
- Add windows, doors, and siding to enclose and define the exterior.
Mechanical, Plumbing & Electrical
- Install essential mechanical systems including HVAC, plumbing, and electrical.
- Ensure all systems are positioned according to the finalized construction plans.
- Walk through the home with your builder to review placements before walls are enclosed.
Shaping the Interior Spaces
- Install sheetrock to define interior walls and living spaces.
- Finish ceilings and apply base coats of paint throughout the home.
- Pour driveways and flatwork, then backfill and rough-grade the lot for proper drainage.
- Cabinetry, countertops, and flooring are all added to provide the finishing touches to your home.
Finishing Touches
- Complete interior details such as mirrors, doors, and cabinet hardware.
- Finalize grading and landscaping according to your plan.
- Ensure all finishing touches are inspected and ready for move-in.
Home Inspection
- Walk through your home with the builder to identify any remaining items or adjustments.
- Builder addresses all details to ensure everything meets your expectations.
- Complete a thorough cleaning of the home, readying it for move-in.
Keys in Hand
- Conduct a final walk through to ensure every detail meets your expectations.
- Complete the closing process and transfer ownership of the home.
- Celebrate moving into your new home and start enjoying your custom build.